Mold/Contamination

  • Mold growing out of sight . . .

Mold and Contamination

Insurance carriers will often misuse a standard policy exclusion for mold. More often than not, The Public’s Adjuter LLC overturns the denial. For more information about mold, as well as some guidelines on how to identify mold within your home or business, this document is very helpful.

Mold Damage occurs most commonly in the wake of weather related incidents, such as a storm or burst pipe, but can also originate independently in damp areas. Mold can cause serious damage to walls, ceilings, and pieces of personal property. Also, depending on the specific kind of spore, mold can cause health problems such as headaches, dizziness, shortness of breath, asthma attacks or skin irritation.

In the case of mold damage, a typical quote from an insurance adjuster will only include the cost to remove the mold and repair or replace the obvious damaged materials. As in all cases, a public adjuster will search for any and all damage that’s not immediately obvious and seek to get you compensated for your losses. However, in the case of mold, it’s also important to test for the particular type of mold that’s present as well as any others that you’re unaware of, and to make the proper changes to prevent any further outbreaks of mold in the future. A public adjuster will work to get you compensated for these costs as well.

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